Business Hours

Weekdays : 9.00 a.m. to 1.00 p.m. & 1.30 p.m. to 5.00 p.m.

Sunday : 9.00 a.m. to 1.00 p.m. only

Weekly Holiday : FRIDAY



Members having Deposits with the Nidhi may avail Loan on such Deposits upto a maximum of 75% of the value with 3% over and above the applicable on Deposit rates.

  • Quick Payment of Loan above Rs. 20,000/- by NEFT or Cheque
  • Part Payment allowed
  • Pre closure of Loan is allowed
  • Interest on Cumulative Deposit Loan has to be paid every month on or before last working day to avoid additional interest
  • Fixed Deposit interest will be adjusted towards Interest on Loan on Deposit
Rate of Interest 3% Over and above the Deposit Rate